4 They will then be prompted to enter the amount they would like to borrow and agree to the Apple Pay Later terms. To get started with Apple Pay Later, users can apply for a loan within Wallet with no impact to their credit.
“Apple Pay Later was designed with our users’ financial health in mind, so it has no fees and no interest, and can be used and managed within Wallet, making it easier for consumers to make informed and responsible borrowing decisions.”Īpply for, Track, and Manage Loans Seamlessly in Wallet Many people are looking for flexible payment options, which is why we’re excited to provide our users with Apple Pay Later,” said Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet. “There’s no one-size-fits-all approach when it comes to how people manage their finances. 3 Starting today, Apple will begin inviting select users to access a prerelease version of Apple Pay Later, with plans to offer it to all eligible users in the coming months. Users can apply for Apple Pay Later loans of $50 to $1,000, which can be used for online and in-app purchases made on iPhone and iPad with merchants that accept Apple Pay. 2 Users can easily track, manage, and repay their Apple Pay Later loans in one convenient location in Apple Wallet. Designed with users’ financial health in mind, Apple Pay Later 1 allows users to split purchases into four payments, spread over six weeks with no interest and no fees. Apple introduces Apple Pay Later to allow consumers to pay for purchases over timeĪpple Pay users can split purchases into four payments with zero interest and no feesĬUPERTINO, CALIFORNIA Apple today introduced Apple Pay Later in the U.S.
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